Sub-Saharan Africa is experiencing a housing crisis. While around one billion people live in slums around the globe, 200 million of those live in sub-Saharan African slums. This number represents “61.7% of the region’s urban population,” making sub-Saharan Africa the highest in the world for urban poverty.

Sub-Saharan African Slums and Urban Poverty

Singumbe Muyeba, assistant professor of African Studies at the University of Denver, spoke with The Borgen Project about development intervention and sub-Saharan African slums. Muyeba’s expertise in these areas stems from his academic work but also from his work for the United Nations’ High Commission for Refugees and Development Program.

According to Muyeba, sub-Saharan African slums began when African countries gained independence from colonialist rule from the 1960s through the ‘80s. Since colonialists always reserved major cities for themselves, Africans everywhere migrated from rural to urban areas after independence. However, that meant infant governments had to keep up with increasing urban populations. They were unable to do so due to the skyrocketing rates of urbanization.

With housing rapidly diminishing as Africans moved into cities, they began settling onto common land, eventually creating the sprawling slums that still exist today. Even now, the sub-Saharan African urban population is annually growing at 4%. A projection from the U.N. reveals that “the world’s 10 fastest growing cities, between 2018 and 2035, will all be in Africa.” In addition, there is a backlog of 51 million housing units in Africa. The region’s supply of housing is “about nine years behind current demand,” according to Muyeba.

Slum Upgrading Programs

The World Bank has funded slum upgrading programs to combat rising urban poverty in sub-Saharan Africa. These programs assigned property rights and provided access to services in hopes to empower slum residents with their own land. However, as Muyeba explained, these programs were largely “self-help” models. The World Bank simply gave impoverished individuals property rights and no means to build their own housing.

Since “about 97% to 99% of people in sub-Saharan Africa do not have access to formal financing” that allows them to build or buy a home, people haphazardly build their own informal housing or remain in slums. Formal and sustainable housing only accounts for 10% of all urban African housing. While handing out free titles and property rights looks good on paper, this “slum upgrading” has not improved slums.

Ongoing Problems in Slums

While sub-Saharan Africa housing conditions improved by 11% from 2000-2015,  this improvement was “twice as likely in the wealthiest households” and “80% more likely among more educated households.” The reality is that 80-90% of Africans work in the informal sector, and the majority of people living in sub-Saharan African cities live in slums. Therefore, this housing improvement did not occur in the slums, which many people cannot escape.

George Compound, a slum in Lusaka, Zambia, serves as a perfect example of a poorly executed upgrade program. It is a major slum with 400,000 inhabitants, but it does not have adequate running water. The water it does have from makeshift wells is contaminated with nearby ground toilets.

In Muyeba’s opinion, government involvement is necessary to fix the African housing crisis. While he is not against privatization, he believes the neoliberal model is not working to improve sub-Saharan African slums.

Can Governments Fix the Housing Crisis?

However, even if African governments want to get involved in building housing, they cannot. This is because of the World Bank’s international economic rulings on aid and upgrade programs. “The system is set up in such a way that the World Bank advocates for less involvement of the government following the Structural Adjustment Programs implemented in the 80s and 90s,” stated Muyeba.

In order to receive aid through the World Bank’s structural adjustment programs, governments often have to delegate building to the private sector. However, the private sector cannot make a real profit from low-income housing because so many Africans and slum-dwellers are part of the informal sector. People in poverty cannot get mortgages because they lack access to credit or insurance. This prevents the private sector from serving poor Africans.

Muyeba firmly believes “there are wins everywhere” if governments (with the help of communities and the private sector) build housing. The construction sector can benefit from large-scale projects, while infrastructure creates jobs. Individuals in slums can focus their attention on making income rather than worrying about basic housing needs.

Muyeba offered Kenya as an example of combined state, private and community partnerships to combat urban poverty. Currently, the country has implemented its own kind of slum upgrading program in which the government builds housing and guarantees mortgages.

Organizations Helping People in Sub-Saharan African Slums

Outside organizations and NGOs are actively working to help housing poverty in sub-Saharan African slums. Habitat for Humanity completed a six-year program in 2018 called “Building Assets, Unlocking Access.” This program worked in Uganda and Kenya to offer technical help and “develop housing microfinance products and services.” Habitat for Humanity’s approach allowed Africans to progressively build their own housing, access small-scale loans and set up small payments.

More than 42,000 individuals accessed microfinance loans through the program, which impacted more than 210,000 people in total. In addition, 32.9% of loan recipients built entire houses for themselves and their families.

A report from the project found that recipients also upgraded their housing with improved roofing, walls, sanitation and electricity. Additionally, the program caused trickle-down effects in health. Fewer people reported common ailments like “sore throats, shortness of breath, itchy eyes, blocked noses, vomiting and rashes” due to healthier housing. The most improved group was children under six.

Hopefully, all African cities struggling with urban poverty can create domestic housing projects or find new, inventive ways to help the housing crisis. All in all, the solution to sub-Saharan African slums is housing. According to Muyeba, “It’s a no brainer.”

– Grace Ganz
Photo: Flickr